Posts by Zachary A. Leggo CFF®, CFS®, WMS℠, CAS®, CIS™
The Top 10 Things To Consider When Preparing for Retirement
Hometown Life Newspaper Part Of The USA Today Network Define your cash flow If you haven’t already developed a budget for yourself, do it now. Defining your cash flow-how much money you have both coming in and going out _ is your first step. Understanding your spending patterns will help you to know how much income you’ll need to create once you’re…
Read MoreWhy Is the Market Rallying While the Economy Is Collapsing?
Observers are trying to reconcile the sharp rally in the stock market even as the data show that economic activity has declined dramatically. It is natural to ask how the market can only be down a little more than 10% and the NASDAQ is now up for the year, when we’re still in the midst…
Read MoreMarket Trends to Watch
The investment world is like the weather: constantly changing. Financial vehicles are tweaked and improved upon, particularly when there are changes to tax law or compliance rules. The world of finance is fluid, and so are we. As our lives evolve, it’s important to review and sometimes make adjustments to our investment and insurance goals…
Read MoreExamining the work/life balancing act
Researchers have estimated how much of our lifetime is spent on various activities. For example, based on a lifespan of 80 years, the average person will spend:1 26 years sleeping 7 years trying to get to sleep 13 years at work 8 years watching TV 5 years eating 3 years on social media 3 years…
Read MoreRead Newsmax: 3 Steps to Prepare for Another Market Collapse
Newsmax Finance It’s been more than 10 years since the great stock market crash of 2008, and the recent market volatility has made some people jittery – especially considering stock indexes can seemingly plunge hundreds of points in a matter of hours. Those same nervous people ask: Are we due for yet another financial crisis; and perhaps…
Read MorePotential Reasons to Put the Retirement Countdown on Hold
Potential Reasons to Put the Retirement Countdown on Hold Retirement is still something most people look forward to, but over the years, some of the reasons for anticipation have dwindled. During the industrial age, more people worked jobs requiring manual labor that were hard on the body. By mid-century, many rank-and-file workers could look forward…
Read MoreStrategic vs. Tactical Asset Allocation
Strategic vs. Tactical Asset Allocation In recent years, the markets, the economy and the global political scene have evolved considerably. We’ve witnessed both remarkable volatility and remarkable resilience in these areas. The reality is that less predictability in today’s economic landscape requires more vigilant risk diversification, coupled with the ability to adapt to a fast-changing…
Read MoreRetirement Plan Fees: Know What You Are Paying
Retirement Plan Fees: Know What You Are Paying Many large companies offer employees a 401(k) plan with some degree of matching contribution. Although this is a good employee benefit to have, you always should pay attention to the fees involved in your plan. Your plan provider charges various fees to invest, manage and administer the…
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