Life insurance has many uses, but one size does not fit all. Almost all insurance companies have now updated their life expectancy tables to reflect the fact that we are living longer.
If a person has life insurance and the policy is more than two years old, the insured may want to have a knowledgeable insurance professional review his/her policy. Assuming the insured still has his or her health, there is a very good chance the insured may be able to increase the amount of coverage they have at little or no additional cost, or even lower the cost of their current coverage.
You will likely have different life insurance needs at different stages of your life. With people working longer, customized programs are more critical than ever.
Here are just some of the reasons you should consider life insurance:
Life insurance policies are contracts between your client and an insurance company. Life insurance product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Life insurance policies are not FDIC Insured.
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