When an American citizen turns 65 years of age, they have the option to enroll in Medicare (they may also qualify before the age of 65 if they are eligible for disability benefits).

Basic Medicare, which includes Parts A and B, covers most of your basic hospital and doctor expenses. The expenses which Medicare does not cover — sometimes referred to as "gaps" in coverage — are from what Medicare Supplemental insurance or Medicare Advantage Plans protect you.

The Affinity Group is independently contracted with multiple companies and can help you find a policy to match your benefit needs and stay within your budget.