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Life Insurance

Life insurance has many uses, but one size does not fit all. Almost all insurance companies have now updated their life expectancy tables to reflect the fact that we are living longer. If a person has life insurance and the policy is more than two years old, the insured may want to have a knowledgeable insurance professional review his/her policy. Assuming that the insured still has his/her health, there is a very good chance the insured may be able to increase the amount of coverage they have at little or no additional cost, or lower the cost of their current coverage.
You will likely have different life insurance needs at different stages of your life. And with people working longer, customized programs are more critical than ever.
Here are just some of the reasons you should consider life insurance:

  • Help replace your income and provide financial stability for your dependents.
  • Help pay final expenses.
  • Create an inheritance for your heirs.
  • Help pay federal, state, inheritance and estate taxes.
  • Make significant charitable contributions.

Life insurance is an area of expertise for The Affinity Group, and we can custom-tailor a strategy that helps meet your goals and objectives.
These services are not affiliated with BFCFS.
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Your investment advisor is not permitted to offer, and no statement contained herein shall constitute, tax or legal advice. You should consult a legal or tax professional on any such matters.


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